# Insurance by Profession > A record of what UK business insurers print as their own starting price for liability cover: each figure quoted verbatim from the insurer's own page with the date it was read, honest records where an insurer publishes nothing, and which trades each insurer's own pages name. ## Key facts - 8 UK business insurers and trade schemes are in the record; the median printed starting price is £5.31 a month. - A printed starting price is the cheapest premium an insurer will advertise, resting on a stated level of cover and the lowest-risk trade it will write; it is not a quote for any particular business. - Every figure is quoted verbatim from the insurer's own published page and re-matched before it ships; nothing is estimated and no monthly-to-annual equivalent is computed. - Insurers that print no price at all are listed with that fact, as are pages that could not be read on the last pass. ## Key pages - [UK business insurance starting-price record](https://insurancebyprofession.com/trades/): printed starting prices by insurer and trade. - [Salons](https://insurancebyprofession.com/salon-insurance-uk/): what cover this trade needs, what moves the price, and what the policy does not pay. - [Beauty salons](https://insurancebyprofession.com/beauty-salon-insurance/): what cover this trade needs, what moves the price, and what the policy does not pay. - [Hairdressing salons](https://insurancebyprofession.com/hairdressing-salon-insurance/): what cover this trade needs, what moves the price, and what the policy does not pay. - [Nail salons](https://insurancebyprofession.com/nail-salon-insurance/): what cover this trade needs, what moves the price, and what the policy does not pay. - [Tanning salons](https://insurancebyprofession.com/tanning-salon-insurance/): what cover this trade needs, what moves the price, and what the policy does not pay. - [Photographers](https://insurancebyprofession.com/photographers-insurance/): what cover this trade needs, what moves the price, and what the policy does not pay. - [Cleaning businesses](https://insurancebyprofession.com/cleaning-business-insurance/): what cover this trade needs, what moves the price, and what the policy does not pay. - [Electricians](https://insurancebyprofession.com/electricians-insurance/): what cover this trade needs, what moves the price, and what the policy does not pay. - [Plumbers](https://insurancebyprofession.com/plumber-insurance/): what cover this trade needs, what moves the price, and what the policy does not pay. - [IT consultants](https://insurancebyprofession.com/it-consultant-insurance/): what cover this trade needs, what moves the price, and what the policy does not pay. - [HR consultants](https://insurancebyprofession.com/hr-consultant-insurance/): what cover this trade needs, what moves the price, and what the policy does not pay. - [Business consultants](https://insurancebyprofession.com/business-consultant-insurance/): what cover this trade needs, what moves the price, and what the policy does not pay. - [Management consultants](https://insurancebyprofession.com/management-consultant-insurance/): what cover this trade needs, what moves the price, and what the policy does not pay. - [Consultants](https://insurancebyprofession.com/consultant-insurance/): what cover this trade needs, what moves the price, and what the policy does not pay. - [Cyber insurers compared](https://insurancebyprofession.com/top-cyber-insurance-companies/): what cover this trade needs, what moves the price, and what the policy does not pay. - [Salons](https://insurancebyprofession.com/trades/salons/): insurers whose own pages name this trade, and what each one publishes about price. - [Beauty salons](https://insurancebyprofession.com/trades/beauty-salons/): insurers whose own pages name this trade, and what each one publishes about price. - [Hairdressing salons](https://insurancebyprofession.com/trades/hairdressing-salons/): insurers whose own pages name this trade, and what each one publishes about price. - [Nail salons](https://insurancebyprofession.com/trades/nail-salons/): insurers whose own pages name this trade, and what each one publishes about price. - [Photographers](https://insurancebyprofession.com/trades/photographers/): insurers whose own pages name this trade, and what each one publishes about price. - [Cleaning businesses](https://insurancebyprofession.com/trades/cleaning-businesses/): insurers whose own pages name this trade, and what each one publishes about price. - [Electricians](https://insurancebyprofession.com/trades/electricians/): insurers whose own pages name this trade, and what each one publishes about price. - [Plumbers](https://insurancebyprofession.com/trades/plumbers/): insurers whose own pages name this trade, and what each one publishes about price. - [IT consultants](https://insurancebyprofession.com/trades/it-consultants/): insurers whose own pages name this trade, and what each one publishes about price. - [HR consultants](https://insurancebyprofession.com/trades/hr-consultants/): insurers whose own pages name this trade, and what each one publishes about price. - [Business consultants](https://insurancebyprofession.com/trades/business-consultants/): insurers whose own pages name this trade, and what each one publishes about price. - [Management consultants](https://insurancebyprofession.com/trades/management-consultants/): insurers whose own pages name this trade, and what each one publishes about price. - [Consultants](https://insurancebyprofession.com/trades/consultants/): insurers whose own pages name this trade, and what each one publishes about price. - [Insurer pages](https://insurancebyprofession.com/vendors/): One page per insurer: its printed starting price, or the dated record that it prints none. ## Data - Download (CSV, vendor pricing index): https://insurancebyprofession.com/trades/uk-business-insurance-starting-prices.csv - Download (CSV, Salons coverage): https://insurancebyprofession.com/trades/salons.csv - Download (CSV, Beauty salons coverage): https://insurancebyprofession.com/trades/beauty-salons.csv - Download (CSV, Hairdressing salons coverage): https://insurancebyprofession.com/trades/hairdressing-salons.csv - Download (CSV, Nail salons coverage): https://insurancebyprofession.com/trades/nail-salons.csv - Download (CSV, Photographers coverage): https://insurancebyprofession.com/trades/photographers.csv - Download (CSV, Cleaning businesses coverage): https://insurancebyprofession.com/trades/cleaning-businesses.csv - Download (CSV, Electricians coverage): https://insurancebyprofession.com/trades/electricians.csv - Download (CSV, Plumbers coverage): https://insurancebyprofession.com/trades/plumbers.csv - Download (CSV, IT consultants coverage): https://insurancebyprofession.com/trades/it-consultants.csv - Download (CSV, HR consultants coverage): https://insurancebyprofession.com/trades/hr-consultants.csv - Download (CSV, Business consultants coverage): https://insurancebyprofession.com/trades/business-consultants.csv - Download (CSV, Management consultants coverage): https://insurancebyprofession.com/trades/management-consultants.csv - Download (CSV, Consultants coverage): https://insurancebyprofession.com/trades/consultants.csv - Methodology: Every rendered figure is a price the insurer prints on its OWN page, re-fetched and matched verbatim (the quote and its retrieval date travel with the cell), then hash-pinned. An insurer that prints no starting price is listed WITH that fact and the reason its page gives none - never with an estimate, and never with a figure lifted from a worked example. The monthly cell is the LOWEST monthly starting price the insurer prints on any of its own pages read here, because several of them price per trade rather than per cover; the quote beside the figure says which cover it is for. Monthly and annual prices are shown on the basis each page prints them and no equivalent is computed, so the median is taken over the monthly column alone. A printed starting price is the cheapest premium an insurer will advertise, on a stated level of cover and the lowest-risk case it will write; it is not a quote. - Source: PolicyBee: public liability insurance: https://www.policybee.co.uk/public-liability-insurance - Source: Simply Business: public liability insurance: https://www.simplybusiness.co.uk/business-insurance/public-liability-insurance/ - Source: Hiscox UK: public liability insurance: https://www.hiscox.co.uk/business-insurance/public-liability-insurance - Source: Markel Direct: small business insurance: https://www.markeluk.com/business-insurance - Source: Markel Direct: small business insurance: https://www.markeluk.com/business-insurance - Source: Rhino Trade Insurance: public liability insurance: https://www.rhinotradeinsurance.com/public-liability-insurance/ - Source: Rhino Trade Insurance: public liability insurance: https://www.rhinotradeinsurance.com/public-liability-insurance/ - Source: Clear Business: business insurance: https://www.clearbusiness.co.uk/ - Source: Suited: public liability cover: https://www.suited.insure/ - Source: Tradesman Saver: tradesman insurance: https://www.tradesmansaver.co.uk/ - Source: Tradesman Saver: tradesman insurance: https://www.tradesmansaver.co.uk/ - Source: ABT Insurance: beauty and salon insurance packages: https://www.abtinsurance.co.uk/ - Source: ABT Insurance: beauty and salon insurance packages: https://www.abtinsurance.co.uk/ - Source: Direct Line for Business: public liability insurance: https://www.directlineforbusiness.co.uk/public-liability-insurance - Source: Admiral Business: business insurance: https://www.admiralbusiness.com/ - Source: constructaquote: business and tradesman insurance: https://www.constructaquote.com/ - Source: Craftcover: public liability insurance: https://craftcover.com/public-liability-insurance/ - Source: Protectivity: cleaning insurance: https://www.protectivity.com/product/cleaning-insurance/ - Source: AXA UK: public liability insurance: https://www.axa.co.uk/business-insurance/public-liability-insurance/ - Source: Superscript: business insurance: https://gosuperscript.com/en-gb/business-insurance/ - Source: Salon Gold: salon insurance: https://www.salongold.co.uk/salon-insurance ## Citation Cite as: "Insurance by Profession UK Business Insurance Starting-Price Record", https://insurancebyprofession.com/trades/ (updated 2026-09-11). ## About - Operated by Joseph Ellul. 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