{ "name": "Insurance by Profession GB Trade Cover Inclusion Map", "title": "GB Trade Cover Inclusion Map", "url": "https://insurancebyprofession.com/datasets/gb-trade-cover-inclusion-map/", "csv": "https://insurancebyprofession.com/datasets/gb-trade-cover-inclusion-map.csv", "markdown": "https://insurancebyprofession.com/datasets/gb-trade-cover-inclusion-map/index.md", "computed_at": "2026-10-19", "license": "https://insurancebyprofession.com/terms", "headline": "The GB Trade Cover Inclusion Map carries 18 published figures read from 9 sources' own pages; the 12 published figures given by profession run from 1,000,000 to 5,000,000 GBP, read 12 October 2026.", "quotes": [ "The GB Trade Cover Inclusion Map carries 18 published figures read from 9 sources' own pages; the 12 published figures given by profession run from 1,000,000 to 5,000,000 GBP, read 12 October 2026.", "9 of the 17 named sources read in full publish a figure; 8 publish none, read 12 October 2026.", "GB Trade Cover Inclusion Map, profession photographer: median 1,000,000 GBP across 1 source, read 12 October 2026.", "GB Trade Cover Inclusion Map, profession cleaner: median 5,000,000 GBP across 1 source, read 12 October 2026.", "GB Trade Cover Inclusion Map, profession fitness-instructor: median 1,000,000 GBP across 1 source, read 12 October 2026.", "GB Trade Cover Inclusion Map, profession plumber: median 5,000,000 GBP across 1 source, read 12 October 2026.", "GB Trade Cover Inclusion Map, profession tradesperson: median 1,000,000 GBP across 1 source, read 12 October 2026.", "GB Trade Cover Inclusion Map, profession electrician: median 1,000,000 GBP across 1 source, read 12 October 2026.", "GB Trade Cover Inclusion Map, profession management-consultant: median 1,000,000 GBP across 1 source, read 12 October 2026.", "GB Trade Cover Inclusion Map, profession nail-technician: median 2,000,000 GBP across 1 source, read 12 October 2026.", "GB Trade Cover Inclusion Map, profession consultant: median 1,500,000 GBP across 1 source, read 12 October 2026.", "GB Trade Cover Inclusion Map, inclusion employers-liability: median 10,000,000 GBP across 5 sources, read 12 October 2026.", "GB Trade Cover Inclusion Map, inclusion tools-equipment: median 25,000 GBP across 1 source, read 12 October 2026." ], "citation": "\"Insurance by Profession GB Trade Cover Inclusion Map\", updated 2026-10-19, https://insurancebyprofession.com/datasets/gb-trade-cover-inclusion-map/.", "changed_since": null, "national": { "unit": "GBP", "n": 15, "median": 2000000, "min": 25000, "max": 10000000, "p25": 1000000, "p75": 10000000, "mean": 4568333.3333, "units": { "GBP": 15 }, "published_sources": 9, "named_sources": 18, "read_sources": 17, "not_published": 8, "published_share": 0.529 }, "by_axis": { "profession": { "photographer": { "GBP": { "n": 1, "median": 1000000, "min": 1000000, "max": 1000000, "p25": 1000000, "p75": 1000000, "mean": 1000000 } }, "cleaner": { "GBP": { "n": 1, "median": 5000000, "min": 5000000, "max": 5000000, "p25": 5000000, "p75": 5000000, "mean": 5000000 } }, "fitness-instructor": { "GBP": { "n": 1, "median": 1000000, "min": 1000000, "max": 1000000, "p25": 1000000, "p75": 1000000, "mean": 1000000 } }, "plumber": { "GBP": { "n": 1, "median": 5000000, "min": 5000000, "max": 5000000, "p25": 5000000, "p75": 5000000, "mean": 5000000 } }, "tradesperson": { "GBP": { "n": 1, "median": 1000000, "min": 1000000, "max": 1000000, "p25": 1000000, "p75": 1000000, "mean": 1000000 } }, "electrician": { "GBP": { "n": 1, "median": 1000000, "min": 1000000, "max": 1000000, "p25": 1000000, "p75": 1000000, "mean": 1000000 } }, "management-consultant": { "GBP": { "n": 1, "median": 1000000, "min": 1000000, "max": 1000000, "p25": 1000000, "p75": 1000000, "mean": 1000000 } }, "nail-technician": { "GBP": { "n": 1, "median": 2000000, "min": 2000000, "max": 2000000, "p25": 2000000, "p75": 2000000, "mean": 2000000 } }, "consultant": { "GBP": { "n": 1, "median": 1500000, "min": 1500000, "max": 1500000, "p25": 1500000, "p75": 1500000, "mean": 1500000 } } }, "inclusion": { "employers-liability": { "GBP": { "n": 5, "median": 10000000, "min": 10000000, "max": 10000000, "p25": 10000000, "p75": 10000000, "mean": 10000000 } }, "tools-equipment": { "GBP": { "n": 1, "median": 25000, "min": 25000, "max": 25000, "p25": 25000, "p75": 25000, "mean": 25000 } } } }, "rows": [ { "source": "UK Photographer Public Liability Insurance (protectivity.com)", "url": "https://www.protectivity.com/product/photographer-insurance/", "figure": "£1 million", "value": 1000000, "unit": "GBP", "vat": null, "axis": { "profession": "photographer" }, "retrieved_at": "2026-10-12", "quote": "From £1 million to £5 million of cover.", "source_class": "primary-provider-own-site", "text_sha256": "f53ad20766e2648fcf2cdf0fd735f229c989a161588caf64acfe4a61c633593b" }, { "source": "UK Photographer Public Liability Insurance (protectivity.com)", "url": "https://www.protectivity.com/product/photographer-insurance/", "figure": "£10 million", "value": 10000000, "unit": "GBP", "vat": null, "axis": { "inclusion": "employers-liability" }, "retrieved_at": "2026-10-12", "quote": "Up to £10 million of cover.", "source_class": "primary-provider-own-site", "text_sha256": "f53ad20766e2648fcf2cdf0fd735f229c989a161588caf64acfe4a61c633593b" }, { "source": "Cleaners Insurance (protectivity.com)", "url": "https://www.protectivity.com/product/cleaning-insurance/", "figure": "£5 million", "value": 5000000, "unit": "GBP", "vat": null, "axis": { "profession": "cleaner" }, "retrieved_at": "2026-10-12", "quote": "Up to £5 million available.", "source_class": "primary-provider-own-site", "text_sha256": "988d784fcfd5f77f14db5843b25c3f9a37adf12a348c5cd228c02d7ed5b590f4" }, { "source": "Cleaners Insurance (protectivity.com)", "url": "https://www.protectivity.com/product/cleaning-insurance/", "figure": "£10 million", "value": 10000000, "unit": "GBP", "vat": null, "axis": { "inclusion": "employers-liability" }, "retrieved_at": "2026-10-12", "quote": "Up to £10 million available.", "source_class": "primary-provider-own-site", "text_sha256": "988d784fcfd5f77f14db5843b25c3f9a37adf12a348c5cd228c02d7ed5b590f4" }, { "source": "UK Fitness Instructor Liability Insurance From £3.86 A Month (protectivity.com)", "url": "https://www.protectivity.com/product/fitness-instructor-insurance/", "figure": "£1 million", "value": 1000000, "unit": "GBP", "vat": null, "axis": { "profession": "fitness-instructor" }, "retrieved_at": "2026-10-12", "quote": "From £1 million to £10 million of cover.", "source_class": "primary-provider-own-site", "text_sha256": "911f0a4f11f8e0a1523b9be4e1c75a910ce0809cee2679f1f91cc1f072f0d9cd" }, { "source": "UK Fitness Instructor Liability Insurance From £3.86 A Month (protectivity.com)", "url": "https://www.protectivity.com/product/fitness-instructor-insurance/", "figure": "£10 million", "value": 10000000, "unit": "GBP", "vat": null, "axis": { "inclusion": "employers-liability" }, "retrieved_at": "2026-10-12", "quote": "£10 million worth of cover.", "source_class": "primary-provider-own-site", "text_sha256": "911f0a4f11f8e0a1523b9be4e1c75a910ce0809cee2679f1f91cc1f072f0d9cd" }, { "source": "Plumber Insurance UK (rhinotradeinsurance.com)", "url": "https://www.rhinotradeinsurance.com/trades-covered/plumber-insurance/", "figure": "£5M", "value": 5000000, "unit": "GBP", "vat": null, "axis": { "profession": "plumber" }, "retrieved_at": "2026-10-12", "quote": "Luckily, Rhino can cover you for up to £5M.", "source_class": "primary-provider-own-site", "text_sha256": "65abd2d515e172ed4489dd69c9f6446e521a7bab5b6ea9df90c4cf734248fe8f" }, { "source": "Professional Indemnity Insurance (rhinotradeinsurance.com)", "url": "https://www.rhinotradeinsurance.com/insurance-products/professional-indemnity-insurance-for-tradesman/", "figure": "£1M", "value": 1000000, "unit": "GBP", "vat": null, "axis": { "profession": "tradesperson" }, "retrieved_at": "2026-10-12", "quote": "Limits of indemnity available up to £1M", "source_class": "primary-provider-own-site", "text_sha256": "7069202d084980460a5bc2fb7f93891d1eebb7926441f157a9325fa5143ac443" }, { "source": "Electrical Contractors Insurance (tradesmansaver.co.uk)", "url": "https://www.tradesmansaver.co.uk/electricians-insurance/electrical-contractors-insurance/", "figure": "£10 million", "value": 10000000, "unit": "GBP", "vat": null, "axis": { "inclusion": "employers-liability" }, "retrieved_at": "2026-10-12", "quote": "£10 million coverage as standard", "source_class": "primary-provider-own-site", "text_sha256": "d5c3ae58d5c942af53bf02150a1d6d56f90a95689185dc975ff9e94a773d0bed" }, { "source": "Electrical Contractors Insurance (tradesmansaver.co.uk)", "url": "https://www.tradesmansaver.co.uk/electricians-insurance/electrical-contractors-insurance/", "figure": "£1m", "value": 1000000, "unit": "GBP", "vat": null, "axis": { "profession": "electrician" }, "retrieved_at": "2026-10-12", "quote": "*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for one person.", "source_class": "primary-provider-own-site", "text_sha256": "d5c3ae58d5c942af53bf02150a1d6d56f90a95689185dc975ff9e94a773d0bed" }, { "source": "Management Consultant Insurance from £7.58 per month (simplybusiness.co.uk)", "url": "https://www.simplybusiness.co.uk/business-insurance/management-consultants-insurance/", "figure": "£1 million", "value": 1000000, "unit": "GBP", "vat": null, "axis": { "profession": "management-consultant" }, "retrieved_at": "2026-10-12", "quote": "You can choose from three levels of coverage – £1 million, £2 million, or up to £5 million.", "source_class": "primary-provider-own-site", "text_sha256": "1ad1fe367bf1f628e06968c36fd36f7db571d7138808489ec2b655b9019c5ed7" }, { "source": "UK Nail Technician Insurance From £3.44 a Month (protectivity.com)", "url": "https://www.protectivity.com/product/nail-technician-insurance/", "figure": "£2 million", "value": 2000000, "unit": "GBP", "vat": null, "axis": { "profession": "nail-technician" }, "retrieved_at": "2026-10-12", "quote": "From £2 million to £5 million of cover.", "source_class": "primary-provider-own-site", "text_sha256": "d1a02bf618ee3a44b709c690e9d6d00c3ad62ed274911978e38d4dac5fa8ed1d" }, { "source": "UK Nail Technician Insurance From £3.44 a Month (protectivity.com)", "url": "https://www.protectivity.com/product/nail-technician-insurance/", "figure": "£10 million", "value": 10000000, "unit": "GBP", "vat": null, "axis": { "inclusion": "employers-liability" }, "retrieved_at": "2026-10-12", "quote": "Up to £10 million of cover.", "source_class": "primary-provider-own-site", "text_sha256": "d1a02bf618ee3a44b709c690e9d6d00c3ad62ed274911978e38d4dac5fa8ed1d" }, { "source": "Consultant Insurance from £7.58 per month (simplybusiness.co.uk)", "url": "https://www.simplybusiness.co.uk/business-insurance/consultants-insurance/", "figure": "£1 million", "value": 1000000, "unit": "GBP", "vat": null, "axis": { "profession": "consultant" }, "retrieved_at": "2026-10-12", "quote": "public liability insurance for consultants cover between £1 million and £10 million", "source_class": "primary-provider-own-site", "text_sha256": "e3dd275497b40f1ff8bfcf8276abd341f3bb8b4497124bf1356219ac880a9f8d" }, { "source": "UK Photographer Public Liability Insurance (protectivity.com)", "url": "https://www.protectivity.com/product/photographer-insurance/", "figure": "£25,000.", "value": 25000, "unit": "GBP", "vat": null, "axis": { "inclusion": "tools-equipment" }, "retrieved_at": "2026-10-12", "quote": "Yes you can get insurance cover with us for your business equipment, valued up to £25,000.", "source_class": "primary-provider-own-site", "text_sha256": "f53ad20766e2648fcf2cdf0fd735f229c989a161588caf64acfe4a61c633593b" }, { "source": "UK Nail Technician Insurance From £3.44 a Month (protectivity.com)", "url": "https://www.protectivity.com/product/nail-technician-insurance/", "figure": "£2,000,000", "value": 2000000, "unit": "GBP", "vat": null, "axis": { "profession": "nail-technician" }, "retrieved_at": "2026-10-12", "quote": "£2,000,000", "source_class": "primary-provider-own-site", "text_sha256": "d1a02bf618ee3a44b709c690e9d6d00c3ad62ed274911978e38d4dac5fa8ed1d" }, { "source": "Management Consultant Insurance from £7.58 per month (simplybusiness.co.uk)", "url": "https://www.simplybusiness.co.uk/business-insurance/management-consultants-insurance/", "figure": "£1,000,000", "value": 1000000, "unit": "GBP", "vat": null, "axis": { "profession": "management-consultant" }, "retrieved_at": "2026-10-12", "quote": "£1,000,000", "source_class": "primary-provider-own-site", "text_sha256": "1ad1fe367bf1f628e06968c36fd36f7db571d7138808489ec2b655b9019c5ed7" }, { "source": "Consultant Insurance from £7.58 per month (simplybusiness.co.uk)", "url": "https://www.simplybusiness.co.uk/business-insurance/consultants-insurance/", "figure": "£2,000,000", "value": 2000000, "unit": "GBP", "vat": null, "axis": { "profession": "consultant" }, "retrieved_at": "2026-10-12", "quote": "£2,000,000", "source_class": "primary-provider-own-site", "text_sha256": "e3dd275497b40f1ff8bfcf8276abd341f3bb8b4497124bf1356219ac880a9f8d" } ], "not_published": [ { "source": "Window Cleaning Insurance from £6.64 per month (simplybusiness.co.uk)", "url": "https://www.simplybusiness.co.uk/business-insurance/window-cleaning-insurance/", "retrieved_at": "2026-10-11", "reason": "every candidate on the page was refused" }, { "source": "Plumbers Insurance (simplybusiness.co.uk)", "url": "https://www.simplybusiness.co.uk/business-insurance/plumbers-insurance/", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "Electrician Insurance UK (rhinotradeinsurance.com)", "url": "https://www.rhinotradeinsurance.com/trades-covered/electrician-insurance/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Advised insurance solutions (gosuperscript.com)", "url": "https://gosuperscript.com/business-insurance/industries/photographer-and-videographer-insurance/", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Advised insurance solutions (gosuperscript.com)", "url": "https://gosuperscript.com/business-insurance/industries/beauticians-insurance/nail-technician-insurance/", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Advised insurance solutions (gosuperscript.com)", "url": "https://gosuperscript.com/business-insurance/industries/trades-insurance/plumbers-insurance/", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Nail Technician Insurance from £5.58 per month (simplybusiness.co.uk)", "url": "https://www.simplybusiness.co.uk/business-insurance/nail-technician-insurance/", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "HR Consultant Insurance from £7.58 per month (simplybusiness.co.uk)", "url": "https://www.simplybusiness.co.uk/business-insurance/hr-consultants-insurance/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" } ], "sources": [ { "url": "https://www.simplybusiness.co.uk/business-insurance/consultants-insurance/", "label": "Consultant Insurance from £7.58 per month (simplybusiness.co.uk)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.simplybusiness.co.uk/business-insurance/window-cleaning-insurance/", "label": "Window Cleaning Insurance from £6.64 per month (simplybusiness.co.uk)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.simplybusiness.co.uk/business-insurance/plumbers-insurance/", "label": "Plumbers Insurance (simplybusiness.co.uk)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.protectivity.com/product/photographer-insurance/", "label": "UK Photographer Public Liability Insurance (protectivity.com)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.protectivity.com/product/cleaning-insurance/", "label": "Cleaners Insurance (protectivity.com)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.protectivity.com/product/fitness-instructor-insurance/", "label": "UK Fitness Instructor Liability Insurance From £3.86 A Month (protectivity.com)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.protectivity.com/product/nail-technician-insurance/", "label": "UK Nail Technician Insurance From £3.44 a Month (protectivity.com)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.rhinotradeinsurance.com/trades-covered/electrician-insurance/", "label": "Electrician Insurance UK (rhinotradeinsurance.com)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.rhinotradeinsurance.com/trades-covered/plumber-insurance/", "label": "Plumber Insurance UK (rhinotradeinsurance.com)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.rhinotradeinsurance.com/insurance-products/professional-indemnity-insurance-for-tradesman/", "label": "Professional Indemnity Insurance (rhinotradeinsurance.com)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.tradesmansaver.co.uk/electricians-insurance/electrical-contractors-insurance/", "label": "Electrical Contractors Insurance (tradesmansaver.co.uk)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://gosuperscript.com/business-insurance/industries/photographer-and-videographer-insurance/", "label": "Advised insurance solutions (gosuperscript.com)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://gosuperscript.com/business-insurance/industries/beauticians-insurance/nail-technician-insurance/", "label": "Advised insurance solutions (gosuperscript.com)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://gosuperscript.com/business-insurance/industries/trades-insurance/plumbers-insurance/", "label": "Advised insurance solutions (gosuperscript.com)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.simplybusiness.co.uk/business-insurance/nail-technician-insurance/", "label": "Nail Technician Insurance from £5.58 per month (simplybusiness.co.uk)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.simplybusiness.co.uk/business-insurance/hr-consultants-insurance/", "label": "HR Consultant Insurance from £7.58 per month (simplybusiness.co.uk)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.simplybusiness.co.uk/business-insurance/management-consultants-insurance/", "label": "Management Consultant Insurance from £7.58 per month (simplybusiness.co.uk)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.google.co.uk/search?q=public+liability+insurance+limit+of+indemnity+uk", "label": "google.co.uk", "license": "the publisher's own terms; quoted for reporting and comment" } ], "methodology": "Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 9 of the 17 named sources that could be read published a usable figure; 8 published none and are recorded as not published, never filled in; 1 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source for each breakdown it prices, in GBP (a source's median where its page yielded several accepted sentences for one breakdown), so a page that gives figures for several breakdowns gives one for each and N counts 15 figures, never sentences; 157 candidate sentence(s) were refused by a reviewer with the reason recorded. The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): For every 'from £X a month' in the price index, the four things that decide whether two prices are comparable at all: the limit of indemnity the from-price is quoted against (£1m, £2m, £5m, £10m), whether treatment risk is inside it or an add-on, whether tools and equipment are inside it, and whether employers' liability is included or sold separately. The derivation is the COMPARABILITY MAP - the count of advertised prices that are quoted at the same limit, which on the first reads is small: Protectivity advertises cleaning cover at 'Public Liability up to £5m' from £3.46 while other sellers' cheapest tier is £1m, so the cheapest headline is frequently not the cheapest like-for-like. Nobody publishes that reconciliation.", "embed": "

1,000,000 to 5,000,000 GBP

12 of 18 published figures (profession), GB Trade Cover Inclusion Map, across 9 sources, read 12 October 2026

Source: Insurance by Profession GB Trade Cover Inclusion Map
" }