# Is buy to let worth it: BTL Yield Benchmark

> The BTL Yield Benchmark carries 18 published figures read from 3 sources' own pages; the 9 published figures given by time run from 843 to 293,000 GBP, read 17 October 2026.

Insurance by Profession · https://insurancebyprofession.com/datasets/btl-yield-benchmark/ · computed 2026-10-21

**Range by time:** 843 to 293,000 GBP (range 843 to 293,000 GBP; 13 published figures; 3 of 6 sources read publish one).

3 of the 6 named sources read in full publish a figure; 3 publish none, read 17 October 2026.

## By nation and time and local authority and property type

| Breakdown | Median | Range | Sources |
|---|---|---|---|
| nation UK | 1,393 GBP | 1,393 to 1,393 GBP | 1 |
| nation England | 1,451 GBP | 1,451 to 1,451 GBP | 1 |
| nation Northern-Ireland | 865 GBP | 855 to 875 GBP | 2 |
| nation Scotland | 999 GBP | 999 to 999 GBP | 1 |
| time 2026-06 | 242,500 GBP | 242,500 to 242,500 GBP | 1 |
| time 2026-07 | 136,813.5 GBP | 1,016 to 272,611 GBP | 2 |
| time 2026-Q2 | 202,000 GBP | 202,000 to 202,000 GBP | 1 |
| local authority Kensington and Chelsea | 3,629 GBP | 3,629 to 3,629 GBP | 1 |
| local authority Oxford | 1,966 GBP | 1,966 to 1,966 GBP | 1 |
| property type detached | 1,581 GBP | 1,581 to 1,581 GBP | 1 |
| property type four-or-more-bedrooms | 2,067 GBP | 2,067 to 2,067 GBP | 1 |

## Every figure, with its source

One row per source: the figure the source's own page publishes, the page, and the day it was read.

| Source | Figure | Breakdown | Read |
|---|---|---|---|
| [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026) | 293,000 GBP | 2026-06 | 2026-10-12 |
| [UK House Price Index (HM Land Registry)](https://landregistry.data.gov.uk/app/ukhpi/) | 272,611 GBP | 2026-07 | 2026-10-17 |
| [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026) | 272,000 GBP | 2026-06 | 2026-10-12 |
| [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026) | 213,000 GBP | 2026-06 | 2026-10-12 |
| [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026) | 202,000 GBP | 2026-Q2 | 2026-10-12 |
| [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026) | 195,000 GBP | 2026-06 | 2026-10-12 |
| [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026) | 3,629 GBP | Kensington and Chelsea | 2026-10-12 |
| [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026) | 2,317 GBP | 2026-07 | 2026-10-12 |
| [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026) | 2,067 GBP | four-or-more-bedrooms | 2026-10-12 |
| [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026) | 1,966 GBP | Oxford | 2026-10-12 |
| [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026) | 1,581 GBP | detached | 2026-10-12 |
| [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026) | 1,451 GBP | England | 2026-10-12 |
| [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026) | 1,393 GBP | UK | 2026-10-12 |
| [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026) | 1,016 GBP | 2026-07 | 2026-10-12 |
| [ONS private rented sector statistics from across the UK](https://www.ons.gov.uk/peoplepopulationandcommunity/housing/articles/privaterentedsectorstatisticsfromacrosstheuk/2025) | 999 GBP | Scotland | 2026-10-12 |
| [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026) | 875 GBP | Northern-Ireland | 2026-10-12 |
| [ONS private rented sector statistics from across the UK](https://www.ons.gov.uk/peoplepopulationandcommunity/housing/articles/privaterentedsectorstatisticsfromacrosstheuk/2025) | 855 GBP | Northern-Ireland | 2026-10-12 |
| [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026) | 843 GBP | 2026-07 | 2026-10-12 |

## The sentence each figure was read from (18)

- [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026), read 2026-10-12: "The average house price for England was £293,000 in June 2026, up by 1.8% (£5,000) from a year earlier."
- [UK House Price Index (HM Land Registry)](https://landregistry.data.gov.uk/app/ukhpi/), read 2026-10-17: "As of July 2026, the average house price in the UK is £272,611, and the index stands at 104.5."
- [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026), read 2026-10-12: "Average UK house prices increased by 2.0%, to £272,000, in the 12 months to June 2026 (provisional estimate); this annual growth rate is down from 3.0% in the 12 months to May 2026."
- [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026), read 2026-10-12: "The average house price for Wales was £213,000 in June 2026, up by 1.8% (£4,000) from a year earlier."
- [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026), read 2026-10-12: "The average house price for Northern Ireland was £202,000 in Quarter 2 (Apr to June) 2026, up by 9.2% (£17,000) from Quarter 2 2025."
- [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026), read 2026-10-12: "The average house price for Scotland was £195,000 in June 2026, up by 2.3% (£4,000) from a year earlier."
- [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026), read 2026-10-12: "In July 2026, average monthly rent was highest in Kensington and Chelsea, London (£3,629), and lowest in Dumfries and Galloway, Scotland (£554)."
- [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026), read 2026-10-12: "Average rent was highest in London (£2,317) and lowest in the North East (£783) in July 2026."
- [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026), read 2026-10-12: "Average UK private rent was highest for properties with four or more bedrooms (£2,067) and lowest for properties with one bedroom (£1,132)."
- [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026), read 2026-10-12: "Excluding London, the local area with the highest average monthly rent in July 2026 was Oxford, South East (£1,966)."
- [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026), read 2026-10-12: "The average UK monthly private rent in July 2026 was highest for detached properties (£1,581) and lowest for flats and maisonettes (£1,361)."
- [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026), read 2026-10-12: "Average rents increased to £1,451 (3.8%) in England, £843 (4.5%) in Wales, and £1,016 (1.7%) in Scotland, in the 12 months to July 2026."
- [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026), read 2026-10-12: "Average UK monthly private rent increased by 3.7%, to £1,393, in the 12 months to July 2026 (provisional estimate); this annual growth rate is up from 3.3% in the 12 months to June 2026."
- [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026), read 2026-10-12: "Average monthly rent for Scotland was £1,016 in July 2026, up by 1.7% (£17) from a year earlier."
- [ONS private rented sector statistics from across the UK](https://www.ons.gov.uk/peoplepopulationandcommunity/housing/articles/privaterentedsectorstatisticsfromacrosstheuk/2025), read 2026-10-12: "Thereafter, the average monthly rent price has remained just below this level, at £999."
- [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026), read 2026-10-12: "In Northern Ireland, average rents increased to £875 (2.3%), in the 12 months to May 2026."
- [ONS private rented sector statistics from across the UK](https://www.ons.gov.uk/peoplepopulationandcommunity/housing/articles/privaterentedsectorstatisticsfromacrosstheuk/2025), read 2026-10-12: "Figure 13 shows that, according to PIPR data, there has been a gradual increase in average monthly rent prices in Northern Ireland, with prices rising from £532 in January 2015 to their highest level of £855 per month in May 2025."
- [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026), read 2026-10-12: "Average monthly rent for Wales was £843 in July 2026, up by 4.5% (£36) from a year earlier."

## Read in full, publishes no figure

- [ONS average house price, local statistics](https://www.ons.gov.uk/explore-local-statistics/indicators/average-house-price), read 2026-10-12: read in full and no accepted figure on the page
- [London Datastore average private rents by borough](https://data.london.gov.uk/dataset/average-private-rents-borough-29j80), read 2026-10-12: read in full and no accepted figure on the page
- [English Housing Survey](https://www.gov.uk/government/collections/english-housing-survey), read 2026-10-12: read in full and no accepted figure on the page

## Methodology

Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 3 of the 6 named sources that could be read published a usable figure; 3 published none and are recorded as not published, never filled in; 1 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source for each breakdown it prices, in GBP (a source's median where its page yielded several accepted sentences for one breakdown), so a page that gives figures for several breakdowns gives one for each and N counts 13 figures, never sentences; 33 candidate sentence(s) were refused by a reviewer with the reason recorded. The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): gross yield per local authority and London borough computed as the official median monthly rent x 12 over the official median sale price - two national statistics releases their own publishers never join - with the ranking, the change across the series and the spread between the best and worst borough

## Sources

- [ONS Private rent and house prices, UK](https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026) (the publisher's own terms; quoted for reporting and comment)
- [UK House Price Index (HM Land Registry)](https://landregistry.data.gov.uk/app/ukhpi/) (the publisher's own terms; quoted for reporting and comment)
- [ONS average house price, local statistics](https://www.ons.gov.uk/explore-local-statistics/indicators/average-house-price) (the publisher's own terms; quoted for reporting and comment)
- [ONS private rented sector statistics from across the UK](https://www.ons.gov.uk/peoplepopulationandcommunity/housing/articles/privaterentedsectorstatisticsfromacrosstheuk/2025) (the publisher's own terms; quoted for reporting and comment)
- [London Datastore average private rents by borough](https://data.london.gov.uk/dataset/average-private-rents-borough-29j80) (the publisher's own terms; quoted for reporting and comment)
- [English Housing Survey](https://www.gov.uk/government/collections/english-housing-survey) (the publisher's own terms; quoted for reporting and comment)
- [ons.gov.uk](https://www.ons.gov.uk/economy/inflationandpriceindices/methodologies/priceindexofprivaterentsdetailedmethodology) (the publisher's own terms; quoted for reporting and comment)

## Cite or embed

- The BTL Yield Benchmark carries 18 published figures read from 3 sources' own pages; the 9 published figures given by time run from 843 to 293,000 GBP, read 17 October 2026.
- 3 of the 6 named sources read in full publish a figure; 3 publish none, read 17 October 2026.
- BTL Yield Benchmark, nation UK: median 1,393 GBP across 1 source, read 17 October 2026.
- BTL Yield Benchmark, nation England: median 1,451 GBP across 1 source, read 17 October 2026.
- BTL Yield Benchmark, nation Northern-Ireland: median 865 GBP across 2 sources, read 17 October 2026.
- BTL Yield Benchmark, nation Scotland: median 999 GBP across 1 source, read 17 October 2026.
- BTL Yield Benchmark, time 2026-06: median 242,500 GBP across 1 source, read 17 October 2026.
- BTL Yield Benchmark, time 2026-07: median 136,813.50 GBP across 2 sources, read 17 October 2026.
- BTL Yield Benchmark, time 2026-Q2: median 202,000 GBP across 1 source, read 17 October 2026.
- BTL Yield Benchmark, local authority Kensington and Chelsea: median 3,629 GBP across 1 source, read 17 October 2026.
- BTL Yield Benchmark, local authority Oxford: median 1,966 GBP across 1 source, read 17 October 2026.
- BTL Yield Benchmark, property type detached: median 1,581 GBP across 1 source, read 17 October 2026.
- BTL Yield Benchmark, property type four-or-more-bedrooms: median 2,067 GBP across 1 source, read 17 October 2026.

Cite as: "Insurance by Profession BTL Yield Benchmark", updated 2026-10-21, https://insurancebyprofession.com/datasets/btl-yield-benchmark/.

CSV: https://insurancebyprofession.com/datasets/btl-yield-benchmark.csv
JSON: https://insurancebyprofession.com/datasets/btl-yield-benchmark.json
Embed (plain HTML, static link back): see https://insurancebyprofession.com/datasets/btl-yield-benchmark/#median