{ "name": "Insurance by Profession BTL Yield Benchmark", "title": "BTL Yield Benchmark", "url": "https://insurancebyprofession.com/datasets/btl-yield-benchmark/", "csv": "https://insurancebyprofession.com/datasets/btl-yield-benchmark.csv", "markdown": "https://insurancebyprofession.com/datasets/btl-yield-benchmark/index.md", "computed_at": "2026-10-21", "license": "https://insurancebyprofession.com/terms", "headline": "The BTL Yield Benchmark carries 18 published figures read from 3 sources' own pages; the 9 published figures given by time run from 843 to 293,000 GBP, read 17 October 2026.", "quotes": [ "The BTL Yield Benchmark carries 18 published figures read from 3 sources' own pages; the 9 published figures given by time run from 843 to 293,000 GBP, read 17 October 2026.", "3 of the 6 named sources read in full publish a figure; 3 publish none, read 17 October 2026.", "BTL Yield Benchmark, nation UK: median 1,393 GBP across 1 source, read 17 October 2026.", "BTL Yield Benchmark, nation England: median 1,451 GBP across 1 source, read 17 October 2026.", "BTL Yield Benchmark, nation Northern-Ireland: median 865 GBP across 2 sources, read 17 October 2026.", "BTL Yield Benchmark, nation Scotland: median 999 GBP across 1 source, read 17 October 2026.", "BTL Yield Benchmark, time 2026-06: median 242,500 GBP across 1 source, read 17 October 2026.", "BTL Yield Benchmark, time 2026-07: median 136,813.50 GBP across 2 sources, read 17 October 2026.", "BTL Yield Benchmark, time 2026-Q2: median 202,000 GBP across 1 source, read 17 October 2026.", "BTL Yield Benchmark, local authority Kensington and Chelsea: median 3,629 GBP across 1 source, read 17 October 2026.", "BTL Yield Benchmark, local authority Oxford: median 1,966 GBP across 1 source, read 17 October 2026.", "BTL Yield Benchmark, property type detached: median 1,581 GBP across 1 source, read 17 October 2026.", "BTL Yield Benchmark, property type four-or-more-bedrooms: median 2,067 GBP across 1 source, read 17 October 2026." ], "citation": "\"Insurance by Profession BTL Yield Benchmark\", updated 2026-10-21, https://insurancebyprofession.com/datasets/btl-yield-benchmark/.", "changed_since": null, "national": { "unit": "GBP", "n": 13, "median": 1581, "min": 855, "max": 272611, "p25": 1007.5, "p75": 102814.5, "mean": 56380.2308, "units": { "GBP": 13 }, "published_sources": 3, "named_sources": 7, "read_sources": 6, "not_published": 3, "published_share": 0.5 }, "by_axis": { "nation": { "UK": { "GBP": { "n": 1, "median": 1393, "min": 1393, "max": 1393, "p25": 1393, "p75": 1393, "mean": 1393 } }, "England": { "GBP": { "n": 1, "median": 1451, "min": 1451, "max": 1451, "p25": 1451, "p75": 1451, "mean": 1451 } }, "Northern-Ireland": { "GBP": { "n": 2, "median": 865, "min": 855, "max": 875, "p25": null, "p75": null, "mean": 865 } }, "Scotland": { "GBP": { "n": 1, "median": 999, "min": 999, "max": 999, "p25": 999, "p75": 999, "mean": 999 } } }, "time": { "2026-06": { "GBP": { "n": 1, "median": 242500, "min": 242500, "max": 242500, "p25": 242500, "p75": 242500, "mean": 242500 } }, "2026-07": { "GBP": { "n": 2, "median": 136813.5, "min": 1016, "max": 272611, "p25": null, "p75": null, "mean": 136813.5 } }, "2026-Q2": { "GBP": { "n": 1, "median": 202000, "min": 202000, "max": 202000, "p25": 202000, "p75": 202000, "mean": 202000 } } }, "local authority": { "Kensington and Chelsea": { "GBP": { "n": 1, "median": 3629, "min": 3629, "max": 3629, "p25": 3629, "p75": 3629, "mean": 3629 } }, "Oxford": { "GBP": { "n": 1, "median": 1966, "min": 1966, "max": 1966, "p25": 1966, "p75": 1966, "mean": 1966 } } }, "property type": { "detached": { "GBP": { "n": 1, "median": 1581, "min": 1581, "max": 1581, "p25": 1581, "p75": 1581, "mean": 1581 } }, "four-or-more-bedrooms": { "GBP": { "n": 1, "median": 2067, "min": 2067, "max": 2067, "p25": 2067, "p75": 2067, "mean": 2067 } } } }, "rows": [ { "source": "ONS Private rent and house prices, UK", "url": "https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026", "figure": "£1,393, ", "value": 1393, "unit": "GBP", "vat": null, "axis": { "nation": "UK" }, "retrieved_at": "2026-10-12", "quote": "Average UK monthly private rent increased by 3.7%, to £1,393, in the 12 months to July 2026 (provisional estimate); this annual growth rate is up from 3.3% in the 12 months to June 2026.", "source_class": "primary-government", "text_sha256": "6956e34e72587554a70a6a9c0da9324a753f6067b5d40021dc6653f5fe27f18d" }, { "source": "ONS Private rent and house prices, UK", "url": "https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026", "figure": "£1,451 ", "value": 1451, "unit": "GBP", "vat": null, "axis": { "nation": "England" }, "retrieved_at": "2026-10-12", "quote": "Average rents increased to £1,451 (3.8%) in England, £843 (4.5%) in Wales, and £1,016 (1.7%) in Scotland, in the 12 months to July 2026.", "source_class": "primary-government", "text_sha256": "6956e34e72587554a70a6a9c0da9324a753f6067b5d40021dc6653f5fe27f18d" }, { "source": "ONS Private rent and house prices, UK", "url": "https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026", "figure": "£875 ", "value": 875, "unit": "GBP", "vat": null, "axis": { "nation": "Northern-Ireland" }, "retrieved_at": "2026-10-12", "quote": "In Northern Ireland, average rents increased to £875 (2.3%), in the 12 months to May 2026.", "source_class": "primary-government", "text_sha256": "6956e34e72587554a70a6a9c0da9324a753f6067b5d40021dc6653f5fe27f18d" }, { "source": "ONS Private rent and house prices, UK", "url": "https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026", "figure": "£272,000, ", "value": 272000, "unit": "GBP", "vat": null, "axis": { "time": "2026-06" }, "retrieved_at": "2026-10-12", "quote": "Average UK house prices increased by 2.0%, to £272,000, in the 12 months to June 2026 (provisional estimate); this annual growth rate is down from 3.0% in the 12 months to May 2026.", "source_class": "primary-government", "text_sha256": "6956e34e72587554a70a6a9c0da9324a753f6067b5d40021dc6653f5fe27f18d" }, { "source": "ONS private rented sector statistics from across the UK", "url": "https://www.ons.gov.uk/peoplepopulationandcommunity/housing/articles/privaterentedsectorstatisticsfromacrosstheuk/2025", "figure": "£999.", "value": 999, "unit": "GBP", "vat": null, "axis": { "nation": "Scotland" }, "retrieved_at": "2026-10-12", "quote": "Thereafter, the average monthly rent price has remained just below this level, at £999.", "source_class": "primary-government", "text_sha256": "eba87dc1c77a006437850936203315aa039ef8afca1b84cb3d878ec69e33965c" }, { "source": "ONS private rented sector statistics from across the UK", "url": "https://www.ons.gov.uk/peoplepopulationandcommunity/housing/articles/privaterentedsectorstatisticsfromacrosstheuk/2025", "figure": "£855 ", "value": 855, "unit": "GBP", "vat": null, "axis": { "nation": "Northern-Ireland" }, "retrieved_at": "2026-10-12", "quote": "Figure 13 shows that, according to PIPR data, there has been a gradual increase in average monthly rent prices in Northern Ireland, with prices rising from £532 in January 2015 to their highest level of £855 per month in May 2025.", "source_class": "primary-government", "text_sha256": "eba87dc1c77a006437850936203315aa039ef8afca1b84cb3d878ec69e33965c" }, { "source": "UK House Price Index (HM Land Registry)", "url": "https://landregistry.data.gov.uk/app/ukhpi/", "figure": "£272,611, ", "value": 272611, "unit": "GBP", "vat": null, "axis": { "time": "2026-07" }, "retrieved_at": "2026-10-17", "quote": "As of July 2026, the average house price in the UK is £272,611, and the index stands at 104.5.", "source_class": "primary-government", "text_sha256": "576007cc0f110ff87159ddd4b89cccb799097463dd90396d86fc52644d3425a1" }, { "source": "ONS Private rent and house prices, UK", "url": "https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026", "figure": "£293,000 ", "value": 293000, "unit": "GBP", "vat": null, "axis": { "time": "2026-06" }, "retrieved_at": "2026-10-12", "quote": "The average house price for England was £293,000 in June 2026, up by 1.8% (£5,000) from a year earlier.", "source_class": "primary-government", "text_sha256": "6956e34e72587554a70a6a9c0da9324a753f6067b5d40021dc6653f5fe27f18d" }, { "source": "ONS Private rent and house prices, UK", "url": "https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026", "figure": "£213,000 ", "value": 213000, "unit": "GBP", "vat": null, "axis": { "time": "2026-06" }, "retrieved_at": "2026-10-12", "quote": "The average house price for Wales was £213,000 in June 2026, up by 1.8% (£4,000) from a year earlier.", "source_class": "primary-government", "text_sha256": "6956e34e72587554a70a6a9c0da9324a753f6067b5d40021dc6653f5fe27f18d" }, { "source": "ONS Private rent and house prices, UK", "url": "https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026", "figure": "£195,000 ", "value": 195000, "unit": "GBP", "vat": null, "axis": { "time": "2026-06" }, "retrieved_at": "2026-10-12", "quote": "The average house price for Scotland was £195,000 in June 2026, up by 2.3% (£4,000) from a year earlier.", "source_class": "primary-government", "text_sha256": "6956e34e72587554a70a6a9c0da9324a753f6067b5d40021dc6653f5fe27f18d" }, { "source": "ONS Private rent and house prices, UK", "url": "https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026", "figure": "£202,000 ", "value": 202000, "unit": "GBP", "vat": null, "axis": { "time": "2026-Q2" }, "retrieved_at": "2026-10-12", "quote": "The average house price for Northern Ireland was £202,000 in Quarter 2 (Apr to June) 2026, up by 9.2% (£17,000) from Quarter 2 2025.", "source_class": "primary-government", "text_sha256": "6956e34e72587554a70a6a9c0da9324a753f6067b5d40021dc6653f5fe27f18d" }, { "source": "ONS Private rent and house prices, UK", "url": "https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026", "figure": "£843 ", "value": 843, "unit": "GBP", "vat": null, "axis": { "time": "2026-07" }, "retrieved_at": "2026-10-12", "quote": "Average monthly rent for Wales was £843 in July 2026, up by 4.5% (£36) from a year earlier.", "source_class": "primary-government", "text_sha256": "6956e34e72587554a70a6a9c0da9324a753f6067b5d40021dc6653f5fe27f18d" }, { "source": "ONS Private rent and house prices, UK", "url": "https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026", "figure": "£1,016 ", "value": 1016, "unit": "GBP", "vat": null, "axis": { "time": "2026-07" }, "retrieved_at": "2026-10-12", "quote": "Average monthly rent for Scotland was £1,016 in July 2026, up by 1.7% (£17) from a year earlier.", "source_class": "primary-government", "text_sha256": "6956e34e72587554a70a6a9c0da9324a753f6067b5d40021dc6653f5fe27f18d" }, { "source": "ONS Private rent and house prices, UK", "url": "https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026", "figure": "£2,317", "value": 2317, "unit": "GBP", "vat": null, "axis": { "time": "2026-07" }, "retrieved_at": "2026-10-12", "quote": "Average rent was highest in London (£2,317) and lowest in the North East (£783) in July 2026.", "source_class": "primary-government", "text_sha256": "6956e34e72587554a70a6a9c0da9324a753f6067b5d40021dc6653f5fe27f18d" }, { "source": "ONS Private rent and house prices, UK", "url": "https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026", "figure": "£3,629", "value": 3629, "unit": "GBP", "vat": null, "axis": { "local authority": "Kensington and Chelsea" }, "retrieved_at": "2026-10-12", "quote": "In July 2026, average monthly rent was highest in Kensington and Chelsea, London (£3,629), and lowest in Dumfries and Galloway, Scotland (£554).", "source_class": "primary-government", "text_sha256": "6956e34e72587554a70a6a9c0da9324a753f6067b5d40021dc6653f5fe27f18d" }, { "source": "ONS Private rent and house prices, UK", "url": "https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026", "figure": "£1,966", "value": 1966, "unit": "GBP", "vat": null, "axis": { "local authority": "Oxford" }, "retrieved_at": "2026-10-12", "quote": "Excluding London, the local area with the highest average monthly rent in July 2026 was Oxford, South East (£1,966).", "source_class": "primary-government", "text_sha256": "6956e34e72587554a70a6a9c0da9324a753f6067b5d40021dc6653f5fe27f18d" }, { "source": "ONS Private rent and house prices, UK", "url": "https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026", "figure": "£1,581", "value": 1581, "unit": "GBP", "vat": null, "axis": { "property type": "detached" }, "retrieved_at": "2026-10-12", "quote": "The average UK monthly private rent in July 2026 was highest for detached properties (£1,581) and lowest for flats and maisonettes (£1,361).", "source_class": "primary-government", "text_sha256": "6956e34e72587554a70a6a9c0da9324a753f6067b5d40021dc6653f5fe27f18d" }, { "source": "ONS Private rent and house prices, UK", "url": "https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026", "figure": "£2,067", "value": 2067, "unit": "GBP", "vat": null, "axis": { "property type": "four-or-more-bedrooms" }, "retrieved_at": "2026-10-12", "quote": "Average UK private rent was highest for properties with four or more bedrooms (£2,067) and lowest for properties with one bedroom (£1,132).", "source_class": "primary-government", "text_sha256": "6956e34e72587554a70a6a9c0da9324a753f6067b5d40021dc6653f5fe27f18d" } ], "not_published": [ { "source": "ONS average house price, local statistics", "url": "https://www.ons.gov.uk/explore-local-statistics/indicators/average-house-price", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "London Datastore average private rents by borough", "url": "https://data.london.gov.uk/dataset/average-private-rents-borough-29j80", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "English Housing Survey", "url": "https://www.gov.uk/government/collections/english-housing-survey", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" } ], "sources": [ { "url": "https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/august2026", "label": "ONS Private rent and house prices, UK", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://landregistry.data.gov.uk/app/ukhpi/", "label": "UK House Price Index (HM Land Registry)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.ons.gov.uk/explore-local-statistics/indicators/average-house-price", "label": "ONS average house price, local statistics", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.ons.gov.uk/peoplepopulationandcommunity/housing/articles/privaterentedsectorstatisticsfromacrosstheuk/2025", "label": "ONS private rented sector statistics from across the UK", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://data.london.gov.uk/dataset/average-private-rents-borough-29j80", "label": "London Datastore average private rents by borough", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.gov.uk/government/collections/english-housing-survey", "label": "English Housing Survey", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.ons.gov.uk/economy/inflationandpriceindices/methodologies/priceindexofprivaterentsdetailedmethodology", "label": "ons.gov.uk", "license": "the publisher's own terms; quoted for reporting and comment" } ], "methodology": "Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 3 of the 6 named sources that could be read published a usable figure; 3 published none and are recorded as not published, never filled in; 1 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source for each breakdown it prices, in GBP (a source's median where its page yielded several accepted sentences for one breakdown), so a page that gives figures for several breakdowns gives one for each and N counts 13 figures, never sentences; 33 candidate sentence(s) were refused by a reviewer with the reason recorded. The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): gross yield per local authority and London borough computed as the official median monthly rent x 12 over the official median sale price - two national statistics releases their own publishers never join - with the ranking, the change across the series and the spread between the best and worst borough", "embed": "

843 to 293,000 GBP

9 of 18 published figures (time), BTL Yield Benchmark, across 3 sources, read 17 October 2026

Source: Insurance by Profession BTL Yield Benchmark
" }